Thursday, December 25, 2025

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Unlock AG Pro Today

Why Now?

AG Pro gives you sharp insights, compelling stories, and weekly mind fuel without the fluff. Think of it as your brain’s secret weapon – and our way to keep doing what we do best: cutting the BS and giving you INDEPENDENT real talk that moves the needle.

Limited time offer: $29/yr (regularly $149)
✔ Full access to all stories and 20 years of analysis
✔ Long-form exclusives and sharp strategy guides
✔ Weekly curated breakdowns sent to your inbox

We accept all major credit cards.

Pro

/ once per week

Get everything, no strings.

AG-curious? Get the full-access version, just on a week-to-week basis.
• Unlimited access, no lockouts
• Full Premium archive access
• Inbox delivery + curated digests
• Stop anytime, no hoops

$
7
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0

Get your fill of no-BS brilliance.

Pro

/ once per year

All in, all year. Zero lockouts.

The best deal - full access, your way. No timeouts, no limits, no regrets.
A year for less than a month of Hulu+
• Unlimited access to every story
• Re-read anything, anytime
• Inbox drop + curated roundups

$
29
$
0

*Most Popular

Full access, no pressure. Just power.

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/ limited

Useful, just not unlimited.

You’ll still get the goods - just not the goodest, freshest goods. You’ll get:
• Weekly email recaps + curation
• 24-hour access to all new content
• No archive. No re-reads

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3 finance apps for freelancers that hate dealing with finances

Freelancers and entrepreneurs: get your money in order

Creative freedom, the ability to work when and where you want, and the income potential, are just a few reasons why freelancing is such an awesome career field. Despite it’s awesomeness, it can be overwhelming managing everything on your own, and taking over responsibilities that an entire human resources department would usually be responsible for: especially time and finance management.


A lot of freelancers, including myself, like to act as half super hero and say yes to every project in hopes of increasing exposure, experience and of course pay. However, at the end of the day we are just human, and have to admit that managing finance and time isn’t as easy as we’d like. But, thanks to these three finance and time management apps, being half super hero may be possible after all.

1. Payzo

Payzo, is an app that allows freelancers to accept credit card payment for all of their work. Instead of wasting time, energy and effort, on creating a website to accept payments, Payzo offers users the simplicity of their own payment gateway; no coding or developer required. Users take just minutes to sign up, upload their logo, and receive a customized link to give to clients.

When clients visit the link, they are able to send a payment along with payment description seamlessly. Payzo is fairly affordable too; offering free services for freelancers who accept less than $200 in payments a month, they charge a $9 fee for making less than $2000, and $!5 dollars for unlimited transactions.

2. Harpoon

Harpoon, is an app that helps “freelancers set and hit their financial goals.” They assist with Invoicing, revenue goals, expense tracking, scheduling, time tracking and robust analytics reporting. They realize a lot of freelancers don’t have tangible revenue goals, and solve the problem by strategizing and coming up with a customized revenue objective. To help reach each revenue goal Harpoon manages each online payment, work schedule, and revenue schedule amongst other things. They are a little more expensive than Payzo, as they offer more services, coming in at $29 month, but just in case you aren’t ready to drop that much dough, they do offer a free 14 day trial.

3.Pendium

Pendium is a time and finance tracking resource for collaborating freelancers. When a client pays a team invoice, Pendium ensures that each collaborating freelancer is paid in an even split. It also includes a time tracking feature, bill overview, and invoice creation. The site is still in construction so you and your partners aren’t able to take advantage at this point, however there is a way to sign up and be notified when they do launch.

Thanks to Payzo, Harppon and Pendium, our dreams of being half super hero, are now possible. Whether you struggle with time management like me, or have a hard time invoicing appropriately, these apps are awesome solutions to your time and finance management needs. Take a look at your own personal situation, and see which resource is the best for you.

#FreelanceFinance

Lauren Flaniganhttps://theamericangenius.com/author/Flanigan
Lauren Flanigan is a Staff Writer at The American Genius, hailing from the windy hills of Cincinnati, with a degree in Marketing from the University of Cincinnati. She has escaped the hills, and currently resides in Atlanta, where you can almost always find her camping at a Starbucks strategizing on how to take over the world.

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