Saturday, December 20, 2025

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Unlock AG Pro Today

Why Now?

AG Pro gives you sharp insights, compelling stories, and weekly mind fuel without the fluff. Think of it as your brain’s secret weapon – and our way to keep doing what we do best: cutting the BS and giving you INDEPENDENT real talk that moves the needle.

Limited time offer: $29/yr (regularly $149)
✔ Full access to all stories and 20 years of analysis
✔ Long-form exclusives and sharp strategy guides
✔ Weekly curated breakdowns sent to your inbox

We accept all major credit cards.

Pro

/ once per week

Get everything, no strings.

AG-curious? Get the full-access version, just on a week-to-week basis.
• Unlimited access, no lockouts
• Full Premium archive access
• Inbox delivery + curated digests
• Stop anytime, no hoops

$
7
$
0

Get your fill of no-BS brilliance.

Pro

/ once per year

All in, all year. Zero lockouts.

The best deal - full access, your way. No timeouts, no limits, no regrets.
A year for less than a month of Hulu+
• Unlimited access to every story
• Re-read anything, anytime
• Inbox drop + curated roundups

$
29
$
0

*Most Popular

Full access, no pressure. Just power.

Free
/ limited

Useful, just not unlimited.

You’ll still get the goods - just not the goodest, freshest goods. You’ll get:
• Weekly email recaps + curation
• 24-hour access to all new content
• No archive. No re-reads

Free

Upgrade later -
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Be Prepared

“The next 180 days may be the toughest economic days we will ever experience in our lifetime.”

This was spoken by Gary Keller at the recent Keller Williams Family Reunion I attend in Orlando.I admire someone of Gary’s stature who pulls no punches. Not many leaders are willing to do that, including our own trade organization.

There was palatable silence in the room of over 6000 Realtors.

What has happened?

Historically, our housing market has increased by an average of 4% per year, until…. 2000 to 2005 where homes appreciated 7 to 13%. Those were the good old days where it took no skill to sell a home.  But, it was not sustainable as we are finding out. Note the graph is for the last 20 years.

Had home prices continued to grow by the average 4% we would be around $198,044. Which is approximately where we are now.  I don’t know about your area, but in Ann Arbor first time homebuyers were shut out of the market. They could not afford to live in the city.

The Silver Lining

According to NAR, first time home buyers made up 41% of the market share in 2008. The market is correcting itself and letting the first time home buyers back in.

Our economy is cyclical.  Did we think we would be exempt from ever having a correction?  Well truth be told I never really studied the market.  What is happening today has happened before. That is why it is called a cycle. See below why we HAD to correct? Peoples incomes were not keeping up with the housing appreciation.

So what do we do?

1)    Cut expenses to bare bones.
2)    Work harder than we ever have.
3)    Make you first priority Lead Generation and do NOTHING else until that is done.
4)    Be willing to do whatever it takes, Shift your strategy.

Are we in a C.R.I.S.I.S?  You betcha.

Charts from the Power Point at KW Family Reunion, Photo by Missy Caulk

missycaulk
Written by Missy Caulk, Associate Broker at Keller Williams Ann Arbor. Missy is the author of Ann Arbor Real Estate Talk and Blog Ann Arbor, and is also the Director for the Ann Arbor Area Board of Realtors and Member of MLS and Grievance Committee's.

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