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Farmer’s agent sued for allegedly doubling cop’s homeowner’s insurance as revenge

“Do you know who I am?”

In a lawsuit recently filed in Tennessee, Officer Ricky D. Ford alleges that as a result of his pulling over Tennessee Farmer’s Insurance Company (dba Campbell County Farm Bureau) employee James Daniel “Danny” Arnold on September 25, 2010 for doing 60 mph in a 40 zone (to which Arnold pled guilty to in court and paid his fine), Arnold threatened to discontinue his homeowner’s policy in retaliation.

Homeowner’s insurance allegedly doubled

Officer Ford alleges that after this event, “the defendants sought to cause economic damages to the plaintiff by threatening to discontinue his homeowners insurance coverage, amending his homeowners coverage, which he had had for nearly 11 years, and thereafter doubling the plaintiff’s insurance premiums, all for which the defendants sought to retaliate against the plaintiff for having performed his public duty functions and to otherwise cause serious economic consequences to the plaintiff.”

Jury trial requested, suing for damages and more

Officer Ford is requesting a jury trial and suing for $225,000 in punitive damages, $75,000 in compensatory damages, attorneys and legal fees as well as “further and general relief to which he may be entitled under the law and evidence” for interfering with his homeowner’s insurance contract.

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Lani is the COO and News Director at The American Genius, has co-authored a book, co-founded BASHH, Austin Digital Jobs, Remote Digital Jobs, and is a seasoned business writer and editorialist with a penchant for the irreverent.



  1. Jimmy Mac

    March 21, 2011 at 9:36 am

    *sigh* If our Justice system were more interested in justice, the plaintiff could present their own case, easily show a bias, and have a reasonable monetary judgment. $300k is just padding for the attorney to get their 33-50%. And will Farmer’s load up their battery of attorneys to further escalate the cost? Let’s close the loop on this one…

  2. MH for Movoto

    March 21, 2011 at 3:57 pm

    Wow. Glad I left Farmer’s. Ridiculous.

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