{"id":12195,"date":"2017-08-22T11:54:36","date_gmt":"2017-08-22T16:54:36","guid":{"rendered":"https:\/\/therealdaily.com\/?p=12195"},"modified":"2017-08-22T11:56:19","modified_gmt":"2017-08-22T16:56:19","slug":"cryptocurrency-investment","status":"publish","type":"post","link":"https:\/\/theamericangenius.com\/housing\/real-estate-tech\/cryptocurrency-investment\/","title":{"rendered":"The future is now: Invest in real estate using cryptocurrency"},"content":{"rendered":"

Real Estate Asset Ledger<\/h2>\n

The cleverly acronymed Real Estate Asset Ledger (REAL) is important, because it\u2019s one of the first instances ever of a seamless platform for investing cryptocurrency in real estate. Blockchain solutions have been nibbling around the edges of the real estate market for a while. That\u2019s still a big deal. We\u2019ve reported on it.<\/p>\n

Read also: Austin startup to offer blockchain tech to mortgage industry #VERYCOOL<\/a><\/strong><\/div>\n

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\nBut involvement has been limited. We\u2019ve noted limited applications of blockchain tech to specific real estate issues like listing databases or mortgage payments. There\u2019s been no large-scale attempt to buy into the real estate market as a whole.<\/p>\n

REAL solution<\/h2>\n

Meet REAL<\/a>. REAL is interested in the big show: making it possible to invest in and even purchase real estate with cryptocurrency. That\u2019s new.<\/p>\n

In fact, it\u2019s new two ways. Not only is it, y\u2019know, using a completely new form of money, it\u2019s doing it in a way that\u2019s still drawing open-mouth stares from Realtors and commentators alike when it\u2019s being done with normal dead-tree\/president money. That would be low-equity investment<\/a>.<\/p>\n

TL;DR on low-equity investment, or to use REAL\u2019s term, \u201creal estate crowdfunding,\u201d goes like this. Instead of a single party owning a given piece of real estate and selling it to another via a structured series of payments secured with collateral (or \u201cmortgage\u201d; you may have heard of it) a group of investors, not necessarily connected, buy shares in real estate like any other investment and profit from any rise in value.<\/p>\n

REAL is a real estate crowdfunding platform.<\/p><\/blockquote>\n

It lists properties interested in being crowdfunded, accepts investments in REAL Tokens, its in-house cryptocurrency, and pays out in Ether, a more widely used cryptocurrency, to be spent on cars and sandwiches and things.<\/p>\n

So the REAL offer is twofold: cryptocurrency and crowdfunding. Rad. Who cares?<\/p>\n

Pro cryptocurrency<\/h2>\n

REAL\u2019s argument for cryptocurrency is pretty much the same as NAR\u2019s, as explained here<\/a>: real estate requires investment, and cryptocurrency is a giant pile of value no other investment space has seriously leveraged yet.<\/p>\n

Investors with limited options get a huge chance to profit, real estate gets committed investors – win-win.<\/p><\/blockquote>\n

Their argument for crowdfunding, however, goes a step beyond. I have previously waxed lyrical on the benefits of distributed risk. That\u2019s always been the problem with mortgages as a financial tool: failure sucks, hard, for everyone. Having multiple investors rather than a single mortgage means a bunch of people benefit when things go well, and one person isn\u2019t left holding the bag when things don\u2019t. That provides means to forego conventional foreclosure, since all investors, occupants included, have a vested interest in the property getting more valuable and don\u2019t lose everything if things go south.<\/p>\n

That\u2019s good news both for the P&L sheet and the soul. Due respect to our Dickens villain readership, most real estate professionals don\u2019t actually like making people homeless.<\/p>\n

REAL identifies a plus that didn\u2019t occur to me, because, for once in my digital life, I wasn\u2019t thinking in terms of blockchain. Crypto plus crowdfunding equals international.<\/p>\n

Being peer to peer, cryptocurrency values are determined between people directly.<\/p><\/blockquote>\n

They don\u2019t care about borders. There\u2019s no difference between an American REAL Token and a Chinese one. Real estate crowdfunding alone was worth $3.5 billion last year. Forbes estimates the global crowdfunding industry as a whole at $300 billion by 2025. That\u2019s a lotta tokens.<\/p>\n

What\u2019s to come<\/h2>\n

Whether REAL\u2019s model is the best way to take advantage of that is an open question. What isn\u2019t is that both crowdfunding and cryptocurrency will be a part of the real estate market in the coming years. Plan accordingly.<\/p>\n

#REALinvestment<\/h3>\n","protected":false},"excerpt":{"rendered":"

(TECHNOLOGY NEWS) Real estate is going on trend and through REAL, investors can now use cryptocurrency to invest in real estate.<\/p>\n","protected":false},"author":337683,"featured_media":12196,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"wds_primary_category":0,"footnotes":"","jetpack_post_was_ever_published":false,"_links_to":"","_links_to_target":""},"categories":[93],"tags":[1661,334,1662,1234],"class_list":["post-12195","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-tech","tag-cryptocurrency","tag-mortgage","tag-real","tag-real-estate-news"],"jetpack_featured_media_url":"https:\/\/theamericangenius.com\/housing\/wp-content\/uploads\/sites\/2\/2017\/08\/real-cryptocurrency.jpeg","jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/posts\/12195","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/users\/337683"}],"replies":[{"embeddable":true,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/comments?post=12195"}],"version-history":[{"count":5,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/posts\/12195\/revisions"}],"predecessor-version":[{"id":12201,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/posts\/12195\/revisions\/12201"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/media\/12196"}],"wp:attachment":[{"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/media?parent=12195"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/categories?post=12195"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/tags?post=12195"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}