{"id":8408,"date":"2016-08-03T12:00:19","date_gmt":"2016-08-03T19:00:19","guid":{"rendered":"https:\/\/therealdaily.com\/?p=8408"},"modified":"2016-08-03T12:02:15","modified_gmt":"2016-08-03T19:02:15","slug":"see-youre-spending-money-chatbot","status":"publish","type":"post","link":"https:\/\/theamericangenius.com\/housing\/real-estate-tech\/see-youre-spending-money-chatbot\/","title":{"rendered":"See how you’re spending your money with this chatbot"},"content":{"rendered":"

If you believe all the hype that chatbots will eventually eclipse apps, then you\u2019ll want to keep your eye on MyKai, a banking-specific chatbot that has already been in use in Asia, particularly China, and was recently brought to the United States.<\/p>\n

<\/i> Read also: How Slack + Brisbot can become your brand\u2019s internal brain<\/a><\/strong><\/div>\n

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What is MyKai?<\/h2>\n

MyKai<\/a> was developed by Kasisto, a startup that gestated in the same research lab that created Siri. Like many service-oriented chatbots, MyKai is embedded within other chat apps like Facebook Messenger and Slack.<\/p>\n

You can ask MyKai for your current bank balance, or you can ask it to help you figure out how much money you spend on different items.<\/p><\/blockquote>\n

For example, you can ask MyKai how much money you spent on food last month, and the bot will analyze your bank statements to find out.<\/p>\n

What makes MyKai different?<\/h2>\n

Says Dror Oren, Kasisto\u2019s vice president of product, \u201cWe\u2019re doing things you can\u2019t do as quickly in other ways.\u201d MyKai seems to have positive reviews so far, largely because of its specific focus on banking.<\/p>\n

MyKai can tell you how much you earned this month or how much you are shelling out in fees, but it can\u2019t tell you tomorrow\u2019s weather or book a flight for you.<\/p>\n

Unlike the chatbots being developed by Google, which rely on deep learning and neural nets to teach computers how to speak like humans, MyKai is based on simple algorithms.<\/p>\n

This means that it may not converse eloquently, but it can usually offer accurate information from your bank account.<\/p><\/blockquote>\n

DBS, a large bank out of Singapore, offers MyKai through its own mobile banking app. The CEO, Piyush Gupta, reports that MyKai is much more effective than other general language bots they\u2019ve tried in the past.<\/p>\n

Banking freedom<\/h2>\n

While some might find it nerve-wracking to offer their banking information to an outside app, others are celebrating any development that will allow people to stack functions within their chat apps. According to Gupta, \u201cbanking is going to be embedded in other things you want to do with your life.\u201d<\/p>\n

#MyKai<\/h3>\n","protected":false},"excerpt":{"rendered":"

MyKai, a banking-specific chatbot that has already been in use in Asia, particularly China, and was recently brought to the United States.<\/p>\n","protected":false},"author":337314,"featured_media":8448,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"wds_primary_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[93],"tags":[975,974,1129,1130,1128],"class_list":["post-8408","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-tech","tag-ai","tag-bot","tag-chat-app","tag-chatbot","tag-mykai"],"jetpack_featured_media_url":"https:\/\/theamericangenius.com\/housing\/wp-content\/uploads\/sites\/2\/2016\/08\/kasisto-my-kai.png","jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/posts\/8408","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/users\/337314"}],"replies":[{"embeddable":true,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/comments?post=8408"}],"version-history":[{"count":6,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/posts\/8408\/revisions"}],"predecessor-version":[{"id":8447,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/posts\/8408\/revisions\/8447"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/media\/8448"}],"wp:attachment":[{"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/media?parent=8408"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/categories?post=8408"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theamericangenius.com\/housing\/wp-json\/wp\/v2\/tags?post=8408"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}