Coaching
HAFA- really ‘half the time’? Governmental stumbling blocks
Coaching
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Coaching
Short sale standoffs: how to avoid getting hit
The short sale process can feel a lot like a wild west standoff, but there are ways to come out victorious, so let’s talk about those methods:
Coaching
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Jonathan Benya
August 17, 2010 at 10:22 am
NOPE. It’s not really half the time. What makes it more frustrating is that some lenders are now REQUIRING you to apply for HAFA, even when you don’t qualify. Once they agree you don’t qualify, then you need to apply for a normal short sale. Good government intentions have created longer short sale processes in some cases here.
Melissa Zavala
August 17, 2010 at 7:59 pm
Jonathan: I have had the experience you describe several times. You wait several weeks and learn that the investor isn’t even cooperating. Clearly, this can be very frustrating for buyers and sellers.
gwen banta
August 19, 2010 at 2:37 pm
HAFA is short for Half A_ _ ed!
Sandra Rockefeller-Farmer
August 24, 2010 at 11:51 am
I am finding that the lenders are using part of the criteria in their short sales but not the whole program, such as the time frame, cutting realtors commissions,. but they are using the limit to the 2nd TD holder. The lenders are again playing with the programs to their own advantage