Sunday, January 11, 2026
Tag:

mortgages

Mortgage applications at highest level in three months

According to the Mortgage Bankers Association (MBA), the seasonally adjusted index of mortgage application activity jumped up to the highest level in three months...

Fannie and Freddie – R.I.P. – what happens next?

The handwriting is on the wall. Fannie and Freddie failed as Government Sponsored Enterprises (GSEs) and are now wards of the State.  Talk about your...

USDA funding may not run out after all – HR 5017 passed today

HR 5017 passed Today, the Kanjorski bill (HR 5017) passed unanimously in the House Financial Services Committee, a bill aimed at supporting the rural housing...

Financial and Mortgage Reform? Nah. Who Needs It?

This week the House of Representatives passed a sweeping financial reform package that would deter, in part, some of the most egregious practices of...

FHA Changes May Cause More Loans to Go Underwater

I first caught whiff of this in an Inman News article by Matt Carter.  Then I saw an editorial about it in The Washington...

Some Much Needed Perspective

Perhaps to the collective short-sightedness that has been one of the contributing factors to the current housing market shift, but not to those who see housing as a long-term, buy (and live in) and hold investment. ... Let's shift the perspective from one that tracks the housing market on a week-to-week and month-by-month basis and recognize that " relatively" 6% is as close to free money as we're likely to see.

Zillow’s Mortgage Referral Program

The Zillow mortgage is about to launch and the first phase is already underway. Several industry bloggers have covered the main features of the...

Equity Management Is Overrated

A few years ago, in the middle of the housing boom, I came across the equity management philosophy of wealth creation. The basic premise...