Freelancers and entrepreneurs: get your money in order
Creative freedom, the ability to work when and where you want, and the income potential, are just a few reasons why freelancing is such an awesome career field. Despite it’s awesomeness, it can be overwhelming managing everything on your own, and taking over responsibilities that an entire human resources department would usually be responsible for: especially time and finance management.
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A lot of freelancers, including myself, like to act as half super hero and say yes to every project in hopes of increasing exposure, experience and of course pay. However, at the end of the day we are just human, and have to admit that managing finance and time isn’t as easy as we’d like. But, thanks to these three finance and time management apps, being half super hero may be possible after all.
1. Payzo
Payzo, is an app that allows freelancers to accept credit card payment for all of their work. Instead of wasting time, energy and effort, on creating a website to accept payments, Payzo offers users the simplicity of their own payment gateway; no coding or developer required. Users take just minutes to sign up, upload their logo, and receive a customized link to give to clients.
When clients visit the link, they are able to send a payment along with payment description seamlessly. Payzo is fairly affordable too; offering free services for freelancers who accept less than $200 in payments a month, they charge a $9 fee for making less than $2000, and $!5 dollars for unlimited transactions.
2. Harpoon
Harpoon, is an app that helps “freelancers set and hit their financial goals.” They assist with Invoicing, revenue goals, expense tracking, scheduling, time tracking and robust analytics reporting. They realize a lot of freelancers don’t have tangible revenue goals, and solve the problem by strategizing and coming up with a customized revenue objective. To help reach each revenue goal Harpoon manages each online payment, work schedule, and revenue schedule amongst other things. They are a little more expensive than Payzo, as they offer more services, coming in at $29 month, but just in case you aren’t ready to drop that much dough, they do offer a free 14 day trial.
3.Pendium
Pendium is a time and finance tracking resource for collaborating freelancers. When a client pays a team invoice, Pendium ensures that each collaborating freelancer is paid in an even split. It also includes a time tracking feature, bill overview, and invoice creation. The site is still in construction so you and your partners aren’t able to take advantage at this point, however there is a way to sign up and be notified when they do launch.
Thanks to Payzo, Harppon and Pendium, our dreams of being half super hero, are now possible. Whether you struggle with time management like me, or have a hard time invoicing appropriately, these apps are awesome solutions to your time and finance management needs. Take a look at your own personal situation, and see which resource is the best for you.





