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Credit union repos home days early, trashes family’s belongings

Coming home to an empty house

According to, an Oregon woman and her three daughters came home from a camping trip to discover her home was being cleared out.

Myra Epping’s home has been foreclosed and she has moved into an apartment but did not have space for all of her belongings yet, so they left behind memorabilia and valuables. Epping had until Friday, August 12th to move out of the foreclosed home, but Clackamas Federal Credit Union hired movers to prematurely clear out the contents of the home.

Where did everything go?

Valuables were taken to a storage facility while remaining items (papers, photos, etc.) were sent to the local dump, Epping’s teen daughter said.

“My house is empty, and there’s nothing I could do about it because I was five hours away,” Epping explained to the credit union while KATU filmed her ordeal.

One of the movers came to the home on Monday to tell Epping to find the items that had not been thrown away.

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Neighbors tried to stop the ordeal

Neighbors who were aware that Epping had moved out and was spending the week clearing her remaining possessions out saw the movers and attempted to stop them, even showing them a letter from the credit union they recovered from Epping’s mailbox that clearly stated that she had until the 12th to fully move out. The movers stopped upon seeing the letter, but for the most part, it was too late.

Bank denies removing any items

KATU reports that the credit union’s attorney is denying any items were taken from the home and that the company is looking into the matter. Epping has had to hire an attorney to attempt to recover her possessions.

Not the first homeowner victimized

This isn’t the first time we’ve heard of a bank wrongly removing items from a home, as the Dickinsons of Cedar Park, Texas came home after only seven days of living in their new home to find their locks drilled and everything removed, as the bank never stopped the foreclosure process on the previous homeowners.

Bad paperwork can easily lead to homeowners being victimized- this isn’t a problem related to the mortgage crisis and falling home values, no, this problem is simply bad paperwork. It remains unseen as to what the cause of Epping’s dilemma is, be it paperwork or not.

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Lani is the COO and News Director at The American Genius, has co-authored a book, co-founded BASHH, Austin Digital Jobs, Remote Digital Jobs, and is a seasoned business writer and editorialist with a penchant for the irreverent.



  1. Tina Merritt

    August 10, 2011 at 7:45 am

    OK, I am not defending the credit union's actions AT ALL; however:

    Your house has been foreclosed on.
    You move out.
    You don't have room for all your stuff so you leave stuff behind.
    You go on a vacation.

    Maybe it's just me, but I think that if the belongings were valuable, I would figure out a place to store them before taking off on a vacation.

  2. Chris Lengquist

    August 10, 2011 at 8:54 pm

    I work with foreclosure homes and HUD homes all day long. The incompetence factor never ceases to amaze me.

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