Connect with us

Business News

HealthTech is booming and this startup is a mega rad way to save

(BUSINESS) With Take Command Health, even a self-employed person can have help negotiating their health insurance costs, get 24/7 calls to real doctors included, and a team to help negotiate any medical bills.

Published

on

take command health

The ever changing insurance monster

Health insurance is complicated. Entrepreneurs, especially, may have challenges selecting the right plan if they are navigating the public exchanges or private market.

bar
One place you may find some assistance is Texas star- up Take Command Health.

You’ve got options

Take Command has a simple mission: Help solve the potential 75 BILLION USD lost because of poor plan choices. To help individuals and their families, they offer services at 3 pricing levels, a $0/month for basic services, $15/month premier plan for individuals and $25/month for a premier family plan.

For free, every month you can get advice, pharmacy discounts, and access to a free Health Savings Account (HSA).

Their second tier premier plan ($15/month) gives you everything in the basic plan plus an amazing call the doctor feature – where you have 24/7 access to a doctor. This tier also offers the use of medical bill negotiation where Take Command negotiates with doctors, clinics, and hospitals and verifies accuracy. Given that it’s fairly common to have a medical billing error (there are over 90 ways to code a cardio angioplasty, for example), the ability to have someone review and negotiate those mistakes can lead to immense savings.

For dental and vision, the premier plan threw in some dental discounts via Aetna Dental Access, and vision discounts through places like Lenscrafters, Visionworks, and JCPenney.

Finally, for those of you with spouses and kids, there is a family option for $25/month so you can get coverage for your family. The family plan covers everything that the premier individual plan does, but for the whole family.

Still not sure?

For those single or team entrepreneurs who are struggling to understand what plans on or off the exchanges are good choices for them, this is a great, inexpensive way to get guidance. They even include faith-based plans as well with private and marketplace plans, and can give you comparison tools. You can also use their interface to help collect information on what plan is best for you.

If you need to manage benefits for your team, they also have some solutions available for you. In addition to the current features available listed above, and HRA (Health Reimbursement Accounts) assistance, they have new features coming: House calls, paying employee deductibles, a flat-fee group sharing plan (where costs are shared as a group – useful if you have a group of people with similar health costs), and full dental coverage.

Take command

Ultimately, this is giving small businesses and entrepreneurs more power and flexibility in answering those health questions and to receive necessary medical care.

For small businesses trying to grow, Take Command Health may give you more leverage to attract partners. And at rates as low as zero – it won’t be too hard to get a massive return on investment. Check them out!

#TakeCommandHealth

Kam has a Master's degree in Industrial/Organizational Psychology, and is an HR professional. Obsessed with food, but writing about virtually anything, he has a passion for LGBT issues, business, technology, and cats.

Continue Reading
Advertisement
Click to comment

Leave a Reply

Your email address will not be published.

Business News

How to apply to be on a Board of Directors

(BUSINESS) What do you need to think about and explore if you want to apply for a Board of Directors? Here’s a quick rundown of what, why, and when.

Published

on

board of directors

What?
What does a Board of Directors do? Investopedia explains “A board of directors (B of D) is an elected group of individuals that represent shareholders. The board is a governing body that typically meets at regular intervals to set policies for corporate management and oversight. Every public company must have a board of directors. Some private and nonprofit organizations also have a board of directors.”

Why?
It is time to have a diverse representation of thoughts, values and insights from intelligently minded people that can give you the intel you need to move forward – as they don’t have quite the same vested interests as you.

We have become the nation that works like a machine. Day in and day out we are consumed by our work (and have easy access to it with our smartphones). We do volunteer and participate in extra-curricular activities, but it’s possible that many of us have never understood or considered joining a Board of Directors. There’s a new wave of Gen Xers and Millennials that have plenty of years of life and work experience + insights that this might be the time to resurrect (or invigorate) interest.

Harvard Business Review shared a great article about identifying the FIVE key areas you would want to consider growing your knowledge if you want to join a board:

1. Financial – You need to be able to speak in numbers.
2. Strategic – You want to be able to speak to how to be strategic even if you know the numbers.
3. Relational – This is where communication is key – understanding what you want to share with others and what they are sharing with you. This is very different than being on the Operational side of things.
4. Role – You must be able to be clear and add value in your time allotted – and know where you especially add value from your skills, experiences and strengths.
5. Cultural – You must contribute the feeling that Executives can come forward to seek advice even if things aren’t going well and create that culture of collaboration.

As Charlotte Valeur, a Danish-born former investment banker who has chaired three international companies and now leads the UK’s Institute of Directors, says, “We need to help new participants from under-represented groups to develop the confidence of working on boards and to come to know that” – while boardroom capital does take effort to build – “this is not rocket science.

When?
NOW! The time is now for all of us to get involved in helping to create a brighter future for organizations and businesses that we care about (including if they are our own business – you may want to create a Board of Directors).

The Harvard Business Review gave great explanations of the need to diversify those that have been on the Boards to continue to strive to better represent our population as a whole. Are you ready to take on this challenge? We need you.

Continue Reading

Business News

Average age of successful startup founders is 45, but stop stereotyping

(BUSINESS) Our culture glorifies (yet condemns?) startup founders as rich 20-somethings in hoodies, but some are a totally different type.

Published

on

startup founders average age is 45

There’s a common misconception that startups are riddled with semi-nerdy, 20-something white dudes who do nothing but sip Nitro Brews and walk around the open office showing off the hoodie they wore yesterday. It turns out that it’s extremely rare that startup offices resemble The Social Network.

However, the academic backdrop for the real social network story (AKA Harvard), produced statistics that will serve to put the aforementioned misconception to rest. According to the Harvard Business Review, the average age of people who founded the highest-growth startups is 45. Say what?! A full-fledged adult?!

In fact, aside from the age category of 60 and over, ages 29 and younger were the smallest group of founders that are responsible for heading the highest-growth startups. I guess you can accomplish a lot when you’re not riding around the office on a scooter all day.

The study also found that older entrepreneurs are more likely to succeed. The probability of extreme startup success rises with age, at least until the late 50s. It was found that work experience plays an important role.

Many will argue, “Well, what about someone like Steve Jobs?” You could easily argue right back that it took Jobs until the age of 52 to create Apple’s most profitable product – the iPhone.

The study continues to answer questions like, why do Venture Capitalist investors bet on young founders? This goes back to the misconception at the start, and there’s a notion that youth is the key for successful entrepreneurship. Wrong.

There is also the idea that younger entrepreneurs are likely working with less financial options, so it may be common for them to take something from a VC at a lower price. As a result, they could be viewed as more of a bargain than older founders.

“The next step for researchers is to explore what exactly explains the advantage of middle-aged founders,” writes Pierre Azoulay, et al. “For example, is it due to greater access to financial resources, deeper social networks, or certain forms of experience? In the meantime, it appears that advancing age is a powerful feature, not a bug, for starting the most successful firms.”

Continue Reading

Business News

Today’s sexual harassment issues require more modern training

(BUSINESS NEWS) It’s unfortunate that sexual harassment still exists in the modern-day, but we have easier access to resources to curb this behavior.

Published

on

sexual harassment

What do you think about the #MeToo movement? Some people erroneously believe that #MeToo is about getting men fired or bringing down powerful men. #MeToo is more about raising awareness of the long-standing problem of sexual violence and harassment, not only in the workplace but in everyday situations.

Thanks to #MeToo, state and federal laws are changing to address the systemic problems. Keeping up with regulations around sexual harassment in the workplace doesn’t have to be an issue. EasyLLama makes it easy for your business to stay compliant with modern training for your team.

What is EasyLlama?

EasyLlama is a company based in San Francisco. It has a goal “to give companies the tools to reinforce their values, and to empower them to create a safe and comfortable work environment for everyone.” The company bills itself as the “smart way to train your team on sexual harassment.”

The training was created by HR experts that go beyond state and federal requirements to make your workplace safe from sexual misconduct and harassment. It’s been designed to speak to every generation on your team, from Baby Boomers to millennials.

It features 5 to 10-minute micro-sessions with real-life relatable videos that can be watched individually or in a team session. Tracking individual progress is easy through the platform. Employees get email/text reminders to take the next steps in their training. Training is available in both English and Spanish. It’s designed for the modern and mobile workforce. The system can also integrate with HR tools that reduces time spent on data entry and follow up.

Empower your team with resources to prevent sexual harassment

#MeToo isn’t going to go away. The movement is reframing the discussion about sexual misconduct, gender and power. EasyLlama is one tool that can help your team be more aware of behavior that puts your business at risk.

Continue Reading
Advertisement

Our Great Partners

The
American Genius
news neatly in your inbox

Subscribe to our mailing list for news sent straight to your email inbox.

Emerging Stories

Get The American Genius
neatly in your inbox

Subscribe to get business and tech updates, breaking stories, and more!