Late last year Tulsa made news by announcing a program designed to attract people who had full-time online jobs to the city.

The incentives included up to $10k and perks like help with housing and cultivated coworking space. This wasn’t the first such “innovative” program; Vermont offers a similar package to people they imagine might be tempted to escape high cost of living areas for a more scenic residence.

A handful of other states have lower-stakes incentives that offer assistance with student loans, purchasing houses – one, in Kansas, will literally give people land.

These sorts of programs seem like a novel approach to dealing with the plight of rural America in an increasingly technology-dependent age.

As someone from the middle of nowhere, I can tell you that most small towns have a narrative arc: after kids graduate high school, they may go to college or directly begin working at whatever blue color industry still exists in the area, hoping that it won’t shut down and, thus, force your town to take bizarre measures to ensure its livelihood.

Remote work programs like these, with their singular focus on essentially seducing people with paychecks to live in “cheap” areas so that the states/towns can capitalize on their outsourced salaries for tax revenue and whatnot, are also missing deeper layers to the rural brain drain story.

First and foremost, they gloss over the fact that for many minorities, rural America is not a safe place. Tulsa, for wanting to appear innovative and forward thinking, needs to also reassure tech-workers, a diverse workforce often populated by multi-national employees, that the neighbors they find in Oklahoma aren’t a danger to them.

Even Vermont, long thought of as a bastion of tolerance, has seen reported hates crimes increase in recent years. Although these trends are not specific to rural areas (hate crimes across the US rose for the third consecutive year in 2018), minority populations in smaller areas lack resources that metropolitan areas offer, such as community centers and, well, community.

(Dating is tough anywhere, but can you imagine if you were the only kind of person like you?)

Let’s say that you felt safe and you’ve been lucky enough to find your life partner.

Would this kind of program then work?

Another shiny component of these remote recruitment programs is their use of housing and other long-term property as enticement. The implication here is that the remote workers who would relocate to these areas can afford these “affordable” new markets, perhaps even assuming that they have the savings necessary to be able to put a down payment on a house.

If someone has resided in an area with elevated costs of living, they likely haven’t been able to amass great savings. They might not even have the thousands of dollars in savings necessary to move from one state to another.

Although I can appreciate the cleverness of taking care of the state’s economic needs through these sorts of proposals, I am wary of what the experience might truly be like for those who have to live it. Of course, these transplants could try out Tulsa or Burlington for a year or two, take their couple thousand program dollars, and theoretically head back to the next opportunity, whether that be in Upstate New York or New York City. Even then, there’s no guarantee they’d break even financially or have had a pleasant experience out on the prairie.

But then again, maybe these sorts of “outsiders” moving to these places might inject the sort of social progress that can help address some of the issues that force local youth to seek out more open-minded locale. Their skills and resources could help inspire the next generation of small-town engineers or information workers, providing a glimpse of a possible future outside of the paper mill.

Either way, it will be interesting to see the long-term effects of these programs, and to see if they remain viable.

The National Association of Realtors (NAR) has long advocated for Fair Housing, in fact, has been extremely far ahead of federal government organizations by being more inclusive. Seven years ago, NAR amended the Code of Ethics to include sexual orientation as a protected class that cannot be discriminated against (Realtors in violation can lose their license). The U.S. Department of Housing and Urban Development (HUD) still has not caught up to the real estate industry, making no amendments.

Now, according to a March 5 memo to HUD political staff, HUD is altering their current mission statement “in an effort to align HUD’s mission with the Secretary’s priorities and that of the Administration.”

The current mission statement reads as follows:

HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes; utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination, and transform the way HUD does business.

It will now become:

HUD’s mission is to ensure Americans have access to fair, affordable housing and opportunities to achieve self-sufficiency, thereby strengthening our communities and nation.

Brilliantly more concise, but wildly lacking.

President Elizabeth Mendenhall, a sixth-generation Realtor® from Columbia, Missouri and CEO of RE/MAX Boone Realty said, “we believe that fair housing for all should remain a core part of HUD’s mission. The Fair Housing Act provides that HUD will enforce the Act and administer its programs and activities in a manner that affirmatively furthers fair housing. When President Lyndon B. Johnson signed the Fair Housing Act into law, he exclaimed that fair housing for all – all human beings who live in this country – is now a part of the American way of life.”

Mendenhall added, “Not only is Fair Housing integral to the ethical commitment of our members, as outlined in the REALTOR® Code of Ethics, it is critical to our ability to serve our customers, clients and the community. We look forward to continuing our work with HUD to advocate for inclusive sustainable communities free from discrimination.”

Dr. Ben Carson heads HUD, and prior to his confirmation said that the Fair Housing Act is “one of the best pieces of legislation we’ve ever had in this country,” promising to issue a “world-class plan” for housing upon his confirmation. Stripping it from the mission statement is not a world-class plan, it’s a failure.

President Donald Trump signed an Executive Order Thursday, seeking to bring affordable health insurance to millions of Americans by promoting flexibility, choice, and competition.

The Order assigns the Labor Department to consider how to allow groups (small businesses, possibly individuals) to buy Association plans across state lines, consider expanding coverage through short-term low-cost plans, and to consider changes to employee reimbursement accounts.

House Minority leader, Nancy Pelosi said prior to the signing of the Order that “it is a sabotage of the Affordable Care Act, and quite frankly, a real disservice to the American people.”

Pelosi opined that President Trump “knows very little about healthcare legislation.”

Supporters have long pushed for health insurance to be competitive by opening the market across state lines and using the power of numbers to buy insurance like a trade Association.

Critics have long said an Order of this type will increase premiums as the risk pool adjusts up, filled mostly with people buying insurance that have pre-existing conditions. They also say that premiums may be lower under this Order, but benefits may be reduced.

Neither side has a universal solution all can agree upon, but this Order certainly marks the first steps in President Trump making good on his campaign promise to dismantle Obamacare.

The administration cites that it could take over six months to take effect. Congress has already given up on the notion of repeal/replace of Obamacare in 2017, and while President Trump can’t repeal the Act himself, today’s Order proves he is willing to push his administration to update guidance and expand how the law is implemented.

How the agencies will adjust to change the current regulations as ordered by the President will become clear over time, stay tuned.

National Association of Realtors President, William E Brown tells The Real Daily, “Today’s White House announcement is an important part of the work to expand health coverage opportunities. Association Health Plans have long offered promise for small business owners and self-employed individuals seeking affordable health coverage.”

Brown concludes that they are “reviewing the specifics of the proposal to determine the promise that it may offer self-employed individuals, like real estate professionals.”