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Op/Ed

Is the AI tech boom going to blow up in our faces?

(EDITORIAL) Ironically, the answer to the question, “Will Skynet kill us all?” lies not in the eternal, shiny and chrome future, but in history. Is AI about to blow up in our faces?

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ai artificial intelligence

Tech is on the up and up

It feels almost redundant to say we live in an age of unprecedented technological growth. I mean, look at this stuff. That’s just since 2010 – throughout the world, and not just the privileged world, tech has been in a state of exponential improvement for generations.

Some people are pretty concerned about that.

I don’t blame them. Neither does Dr. Guru Banavar, who wrote a superb article on the subject in the Harvard Business Review. He’s Chief Science Officer for Cognitive Computing at IBM, so one imagines he’d know.

On the other hand, he’s the head of cognitive computing at IBM. He’s kind of got a dog in this hunt. Some other really smart people – Bill Gates, Stephen Hawking and Elon Musk, for example, three dudes to whom it often pays to listen – are saying the opposite.

*Deep breath*

They’re wrong.

*Pause*

OK, I don’t hear Microsoft office drones or Musk-branded actual drones coming to get me. But maybe they just blue-screened and need a reboot before they march down my street like Cybermen and arrest me for heresy, so let’s get serious.

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Coal, steel, and concrete

Ironically, the answer to the question, “Will Skynet kill us all?” lies not in the eternal, shiny and chrome future, but in history. When I said tech has been exponentially improving for generations, it wasn’t hyperbole. It was math. Human life has changed more in the last 300 years than in the twenty thousand beforehand, when we figured out putting seeds in the ground makes them do stuff. The Industrial Revolution never really ended. The combination of Newton’s rigor and Watt’s engineering that remade the mostly agrarian world with coal and steel and concrete, is still remaking the world, still mostly with coal and steel and concrete.

More importantly, a chilling amount of recent history has been about managing, and too often failing to manage, the consequences of those changes, whether economic, environmental, or terribly human.

Worse before it gets better

AI is going to be another big change. Industrial Revolution big? Dammit, Jim, I’m a writer, not an oracle. But I’m putting my money behind Dr. Banavar rather than the Three Wise Geeks, because this time we have an unprecedented advantage: 300 years of our ancestors screwing up. London had two million people in it before it had sewers. That led directly, and unsurprisingly, to the germ theory of disease, which in turn led to not dying of tooth decay. I am in favor of not dying of tooth decay.

The only reason AI is a thing is because the great pre-AI paradigm shift was an immeasurably vast increase in the availability of data. That means that this time, we have a chance of seeing the consequences coming. Thanks both to pro-AI scholars like Dr. Banavar and AI skeptics like Dr. Hawking, the implementation of AI could be something new: a conscious revolution.

After all, we were afraid of this change decades before it came.

Alan Turing, founding father of computer science took on the philosophical tangles of AI all of two years after the first stored-program computer was created, and  Hubert Dreyfus – not to mention HAL and Superman – addressed the fears and failures of artificial intelligence when it was still a tall ask to get a computer in one room.

Or will we triumph?

When Thomas Newcomen set his piston bouncing, he had no idea he’d started the Industrial Revolution. He was just trying to dry out a mine. There wasn’t an angel on his shoulder whispering “Hey, before you turn on your engine, have you considered it might cause a cholera outbreak in London and the subsequent founding of epidemiology?” We’ve got the angel, in the form of a wealth of opinions on what machine learning should and should not do.  We’ve traced the lines of dominoes back from the triumphs and tragedies of world history. AI represents a chance at Revolution Mark 2, change guided from “go” by human interests.

Though who knows? Maybe I’m with the Cybermen.

#AI

Matt Salter is a writer and former fundraising and communications officer for nonprofit organizations, including Volunteers of America and PICO National Network. He’s excited to put his knowledge of fundraising, marketing, and all things digital to work for your reading enjoyment. When not writing about himself in the third person, Matt enjoys horror movies and tabletop gaming, and can usually be found somewhere in the DFW Metroplex with WiFi and a good all-day breakfast.

Op/Ed

Kakeibo: The Japanese art of spending wisely

(EDITORIAL) If regardless of how much money you make, it seems like you’re always short a buck, take a hard look at how you are spending. It could save you a lot.

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control your spending

Raise your hand if you have cash in your wallet.

What is a wallet you ask.

I jest. I know you know what a wallet is. (I hope.) But, sometimes I wonder if cash will go the way of the rotary phone. Seems most folks I know use debit cards, Venmo or their phones to pay for things nowadays.

Ever notice when you go to the store and have a debit or (worse) a credit card at your disposal, your plan to spend $20 ends up more like $50-$100. For example, anyone who shops at Target knows that when they ask you at the checkout, “Did you find everything you needed,” the answer is “ugh… Yes, and then some.”

Living in a plastic economy has made us less cognizant of how we spend money. But, leave it to the Japanese to have a system for putting the thought into buying. It’s called Kakeibo (pronounced kah-ke-boh) and it translates to “household finance ledger” and it’s something most Japanese folks learn to use from the time they are wee children.

The system began in 1904 and was “invented” by a woman name Hana Motoko (also known as Japan’s first female journalist), according to an article on MSNBC. The system is a no-frills way of approaching finances, whether personal or business.

Now, some folks are great at keeping a budget and knowing where the money is going. My mom, for example was the best bookkeeper. Unfortunately, her skills with money didn’t pass down to me. So, I actually purchased a Kakeibo book to try and get my finances in better shape.

You don’t need some special book (save your money), though you can find lots of resources online, including these downloadable forms, but in actuality all you need is a notebook (preferably one to take with you) and a pen. No Technology Required.

If you have been spending money and not knowing where it is going, then it’s going to take some work to change your habits around money.

In her article on MSNBC, Sarah Harvey says what makes Kakeibo different than using an Excel spreadsheet or budget software is the act of physically writing purchases down – it becomes a meditative way of processing spending habits. “Our spending habits are deeply cemented into our daily routine, and the act of spending also includes an emotional aspect that is difficult to detach from,” Harvey says.

As a business owner or entrepreneur, it is also easy to get sucked into believing you have to have new technology, systems and bells and whistles that maybe you don’t need – just yet. Spending goals for a business, just like a personal budget, are important if you plan to stay on track and not lose sight of where your money is going. Lord knows the money flies out the door when starting any new project.

Based on the Kakeibo system, there are some key questions to ask before buying anything that is nonessential (whether for your home or business):

• Can I live without this item?
• Can I afford it? (Based on my finances)
• Will I actually use it?
• Do I have space for it?
• How did I find the item in the first place? (Did I see it in an IG feed? Did I come across it after wandering into a store, am I bored?)
• What is my emotional state today? (Calm? Stressed? Celebratory? Feeling bad about myself?)
• How do I feel about buying it? (Happy? Excited? Indifferent? And how long will this feeling last?)

For Harvey, who learned about Kakeibo while living in Japan, using the system forced her to think more about why she was making purchases. And, she says it doesn’t mean you should cut out the joy of buying, just possibly making better choices when needing retail therapy on a crappy day. She found the small changes she was making were having a positive impact on her savings.

How to be more mindful when spending:

• See something you like, wait 24 hours before buying. Still need it?
• Don’t be a sucker for sales.
• Check your bank balance often. Can you afford what you’re buying?
• Use cash. It’s a different feeling having that money in your hand and letting it go.
• Put reminders in your wallet. What are your goals? Big trip. Then, do you really need new headphones, a bigger TV, a new iPhone, etc.
• Pay attention to what causes you to spend. Are you ordering every monthly service because of some Instagram influencer or, because of some marketing you get online. Change your habits, change your life.

Using the Kakeibo system of a notepad and pen or a Kakeibo book for the process can help you identify goals you have for the week, month and year and allow you to stay on track. Remember, cash is still king.

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Op/Ed

5 Things your home office may not need

(EDITORIAL) Since many of us are working entirely from home now, we are probably getting annoyed at a messy desk, let’s take a crack at minimalism!

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desk minimalism

COVID-19 is changing our behaviors. As more people stay home, they’re seeing (and having to deal with) the clutter in their home. Many people are turning to minimalism to reduce clutter and find more joy. There are many ways to define minimalism. Some people define it as the number of items you own. Others think of it as only owning items that you actually need.

I prefer to think of minimalism as intentionality of possessions. I have a couple of dishes that are not practical, nor do I use them very often. But they belonged to my grandma, and out of sentimentality, I keep them. Most minimalists probably wouldn’t.

They say a messy desk is a sign of creativity. Unfortunately, that same messy desk limits productivity. Harvard Business Review reports that cluttered spaces have negative effects on us. Keep your messy desk, but get rid of the clutter. Take a minimalistic approach to your home office. Here are five things to clean up:

  1. Old technology – When was the last time you printed something for work? Most of us don’t print much anymore. Get rid of the old printers, computer parts, and other pieces of hardware that are collecting dust.
  2. Papers and documents – Go digital, or just save the documents that absolutely matter. Of course, this may vary by industry, but take a hard look at the paper you’ve saved over the past month or so. Then ask yourself whether you will really ever look at it again.
  3. Filing cabinets – If you’re not saving paper, you don’t need filing cabinets.
  4. Trade magazines and journals – Go digital, and keep your magazines on your Kindle, or pass down the print versions to colleagues who may be interested.
  5. Anything unrelated to work – Ok, save the picture of your family and coffee mug, but clean off your desk of things that aren’t required for work. It’s easy for home and work to get mixed up when you’re working and living in one place. Keep it separate for your own peace of mind and better workflow. If space is tight and you’re sharing a dining room table with work, get a laundry basket or box. At the start of the workday, remove home items and put them in the box. Transfer work items to another box at the end of the day. It might seem like a little more work, but it will give you some boundaries.

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Op/Ed

5 Consumer behavior shifts caused by the pandemic

(EDITORIAL) COVID-19 has changed the way a lot of people look at and act in the new world. These are the biggest 5 changes you should be aware of consumers.

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consumers priorities

COVID-19 is affecting businesses in multiple ways, depending on the industry. One thing that affects every business, regardless of industry is customer behavior. It’s no surprise that customers are changing behavior to meet the challenges of the pandemic. Google just released information that should help your business. It’s estimated that over 4 million people are staying home around the world to slow the spread of coronavirus. Use this information to help you shift your marketing efforts.

  1. Consumers are using multiple devices more than ever before.
    With kids home trying to do school, parents who are working, and people who are furloughed, content is being consumed at record rates. According to Google, Americans are watching 12 hours of media content each day.
  2. Increases in search for critical information.
    Online grocery shopping and cooking videos are top searches these days while Americans are staying home. Telemedicine is another hot search topic. People are looking for ways to stay home and protected.
  3. Consumers want to stay connected online.
    Google announced that in April, Google Meet hosted over 3 billion minutes of video meetings. YouTube has seen an increase in “with me” videos. People are filming themselves going about their day to connect with their friends and family. Virtual events have changed how people meet up.
  4. Routines are changing to be “internet-first.”
    Telecommuting is a top search these days as consumers try to find ways to work from home. People are looking for exercise options that can be managed at home. Consumers are using the internet to find options that keep them socially-distanced but connected to their routine.
  5. Self-care is taking a higher priority.
    Meditation videos are being consumed at a higher percentage than before. People are looking for books, games and puzzles to stay occupied at home.

Consider Your Business Against Consumer Behavior

COVID-19 restrictions may be easing, but consumer behavior may not change much until there is a vaccine. Your business can use this information to change your marketing to meet consumers at their point of need.

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